Get rewarded for your membership.
As a not-for-profit cooperative, when you do more with us, we can do more for you.
Features & Benefits
- No minimum balance required
- No monthly maintenance fee
- Relationship reward - interest paid on the checking balance when member has a combined balance of $5,000 or more in other NECU deposits, loans or investments accounts.
- Discounted rates on most consumer loans
- Unlimited free ATM transactions1
- Surcharge-free access to a nationwide network of CO-OP ATMs2
- Free Online Banking
- Free Mobile Banking
- Free Bill Pay
- Free Mobile Deposit with instant access to up to $500 of your funds
- Bank to Bank transfers
- Free first book of checks
- No-annual-fee Visa® debit card - On the spot card issuing avaliable in all NECU Branches
- Unlimited check writing and point-of-sale transactions
- Overdraft Protection available
- Optional Benefits Plus® discount program