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Relationship Checking

Get rewarded for your membership.

As a not-for-profit cooperative, when you do more with us, we can do more for you. 

Features & Benefits

  • No monthly service fee

  • Relationship reward - interest paid on the checking balance when the member has a combined balance of $5,000 or more in other NECU deposits, loans or investments accounts.

  • Discounted rates on most consumer loans 

  • Unlimited free ATM transactions1

  • Surcharge-free access to a nationwide network of CO-OP ATMs2

  • Free Online Banking

  • Free Mobile Banking 

  • Free Bill Pay

  • Free Mobile Deposit with instant access to up to $500 of your funds

  • Bank to Bank transfers

  • Free first book of checks

  • No-annual-fee Visa® debit card - On the spot card issuing available in all NECU Branches

  • Unlimited check writing and point-of-sale transactions

  • Overdraft Protection available

  • Optional Benefits Plus® discount program

Eligibility Requirements

  • Must have a $5,000 monthly average daily balance.

    • Monthly average balance is a combination of investments, savings (excluding checking), and loans, including mortgages (excludes Student Loans).

  • Or have an active Northeast Visa Credit Card.

    • Active is defined as having a transaction (purchase, cash advance or payment) in the last 90 days.

It’s Easy to Open an Account!

Important Information