Checking Rates
Northeast Checking
checking type | APY | Interest Rate |
---|---|---|
Northeast Checking (Free) | 0.00% | 0.00% |
Rates effective as of March 26, 2024
Relationship Checking
Checking Type | APY | Interest Rate |
---|---|---|
Relationship Checking | 0.00% | 0.00% |
Checking Type | APY | Interest Rate |
---|---|---|
Relationship Checking | 0.01% | 0.01% |
Rates effective as of March 26, 2024
Elite Checking (Interest Bearing)
APY | Interest Rate |
---|---|
2.50% | 2.47% |
APY | Interest Rate |
---|---|
0.00% | 0.00% |
Rates effective as of March 26, 2024
Student Checking
APY | Interest Rate |
---|---|
0.01% | 0.01% |
Rates effective as of March 26, 2024
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Annual Percentage Yield (APY) is accurate as of date listed above and is subject to change without notice.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.
Elite Checking -
Annual Percentage Yield (APY) is accurate as of date listed above may change after the account is opened. Interest paid on balances up to $15,000. Based on the current tier set up if balance above $15,000, interest would not be paid. Minimum balance requirements: You must maintain a minimum average daily balance of $5,000.00 in your account to avoid a checking account fee. If, during any month, your average daily balance is below the required minimum, your account will be subject to a checking account fee of $10.00 for that month. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the month. You must maintain a minimum daily balance of $5,000.00 in your account each day to not be charged this monthly fee. The dividend rate and annual percentage yield for your account depend upon the applicable rate tier. The dividend rates, Annual Percentage Yield (APY), and tiers for your account may change at any time. Elite Checking fee can be waived when all the requirements in the account are met. Fee is subject to change without notice after the account is opened.
For non-NECU transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of transaction. More than 30,000 surcharge-free ATMs in the U.S. and Canada are available through a network of CO-OP ATMs. Find a CO-OP ATM location here.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.
See our schedule of fees for details on fees and charges associated with Checking Accounts