Freedom from fees. Sounds great, doesn’t it? Experience free checking that helps you manage your money your way. Simply open the account that best fits you.
Each is Full of Features

No Minimum Balance Required
Keep as much money in your account as you like without worrying about slipping below a certain amount.

No Monthly Service Fee
When we say free, we mean it. Whether you use your account daily or barely, there’s no monthly service fee, ever.

Unlimited Transactions1
Make withdrawals, write checks, and spend your hard-earned money without any transactional limitations or restrictions.

Discounted Rates on Loans
Enjoy exclusive rate discounts on loans when you have a Northeast checking account — and take your savings even further.

Fraud Protection
Your money is safe here. Each account is highly secure and funds up to $250,000 are insured by the NCUA.

Instant-Issue Debit Cards
A debit card is waiting for you at any nearby branch. Each is issued instantly on the spot so you can get to spending.
Choose Your Free Checking Account

Northeast Checking
An essential account that’s both free and simple to use. Wherever life takes you, this is checking that makes the banking part better.

Relationship Checking
Available exclusively to members with $5,000 or more in Northeast deposits, loans, or investments, this free account earns you interest1.

Checking Account Type | Type | Interest Rate | APY |
---|---|---|---|
Northeast Checking (Free) | All Balances | 0.00% | 0.00% |
Relationship Checking | Up to $4,999 | 0.00% | 0.00% |
Relationship Checking | $5,000+ | 0.01% | 0.01% |
Rates effective as of September 29, 2023
Your Account Is Just a Click or Call Away
Any questions? Feel free to call us at888-436-1847
Want to save money and earn other extra perks?
Must have a $5,000 monthly average daily balance to earn interest. There is no fee for falling below a $5000 monthly average daily balance. Monthly average balance is a combination of investments, savings (excluding checking), and loans, including mortgages (excludes Student Loans), or have an active Northeast Visa Credit Card. Active is defined as having a transaction (purchase, cash advance or payment) in the last 90 days.
Annual Percentage Yield (APY) is accurate as of date listed above and is subject to change without notice.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.