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Elite Checking

Our Elite Checking is a high-interest checking account providing all the great benefits of a traditional checking account plus more! It was created especially for those members who maintain a higher average balance.

Features & Benefits

  • Pays interest - 2.50% APY1 on balances up to $15,000 when all requirements are met
  • Unlimited free ATM transactions2
  • Discounted rates on consumer loans
  • Surcharge-free access to a nationwide network of CO-OP ATMs3
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay
  • Free Mobile Deposit with instant access to up to $500 of your funds
  • Bank to Bank transfers
  • Free first package of checks
  • No-annual-fee Visa® debit card - On the spot issuing available in all NECU Branches
  • Unlimited check writing and point-of-sale transactions
  • Overdraft Protection available
  • Optional Benefits Plus® discount program


  • $10 monthly fee waived when all of the following requirements are met:
    • Direct Deposit into an Elite checking account
    • e-statements
    • 20 debit card or point of sale posted transactions required each calendar month to your Elite Checking Account
    • A minimum average daily balance of $5,000
  • No interest will be paid if average daily balance goes below $5,000 or any of the requirements above are not met

It’s Easy to Open an Account!

1 APY (Annual Percentage Yield) is subject to change without notice. Please refer to our current rates. Interest will not be paid on the account if any of the account requirements are not met.

Important Information