Elite Checking

Annual Percentage Yield (APY) is accurate as of date listed above and is subject to change without notice.

Elite Checking - 

Annual Percentage Yield (APY) is accurate as of date listed above may change after the account is opened. Interest paid on balances between $5000 and up to $15,000 when all the account requirements are met. Minimum balance requirements: You must maintain a minimum average daily balance of $5,000.00 in your account to avoid a checking account fee. If, during any month, your average daily balance is below the required minimum, your account will be subject to a checking account fee of $10.00 for that month. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the month. You must maintain a minimum daily balance of $5,000.00 in your account each day to obtain the disclosed annual percentage yield. Based on the current tier set up, if below $5,000 interest would not be paid. The dividend rate and annual percentage yield for your account depend upon the applicable rate tier. The dividend rates, Annual Percentage Yield (APY), and tiers for your account may change at any time.  Elite Checking fee can be waived when all the requirements in the account are met. Fee is subject to change without notice after the account is opened. 

For non-NECU transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of transaction. More than 30,000 surcharge-free ATMs in the U.S. and Canada are available through a network of CO-OP ATMs. Find a CO-OP ATM location here.

See our schedule of fees for details on fees and charges associated with Checking Accounts