Skip A Pay

Take Time Off From Your Loan Payment

Skip up to two payments at any time during a rolling 12-month period once you’ve had your loan for more than six months.

Unexpected Issues Happen

You can't always expect the unexpected, but you can skip your loan payment to put your money where it currently matters most.

We're Here For You When Bills Get Tight

Use the money that would go towards your loan payment to help get other areas of your budget back on track.

Skip Online

1. Log in to Digital Banking

2. Locate “Payments” on the Main Menu

3. Select “Payments” then “Skip a Payment”

4. Select the loan you want to skip

5. Read and accept the terms and conditions

6. Submit your Skip A Payment request

Skip Online

Have Questions About Skip-A-Pay?

Give a Member Experience Specialist a call at888-436-1847

Visit Your Local Branch

Schedule an Appointment

*Certain conditions apply. You must be a member in good standing with all of your loans current in order to participate in Northeast Credit Union’s Skip-A-Pay Program. This program is not available on loans during the first six (6) months of the loan agreement. You must have made six (6) payments on your loan to be eligible for Northeast Credit Union's Skip-A-Pay Program. Loans are limited to two (2) Skip-A-Pay’s per a 12-month cycle. There is a $25 processing fee per month to skip each payment on each loan. You may skip one full payment on the following eligible loan types: Auto, Motorcycle, Recreational Vehicle, and Personal Loans. Not offered on Visa, Impact Loans, Home Equity, Mortgage, or Business loans. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate (APR) set forth in your loan agreement, both during and after the deferral period. You will, therefore, have to make extra payment(s) after the loan’s original payoff date. In all other respects, the provisions of your original agreement will remain in full force and effect. You agree that you will resume making scheduled payments beginning with the payment due during the month following the deferral and will make all scheduled payments due thereafter. Your next monthly payment will include the finance charges from the skipped month. Monthly premium for GAP coverage and Payment Protection will still be added to the loan on the skipped month.

Skip-A-Pay

Skip an eligible* loan payment when you need it most.

Our Skip-A-Pay Program is more flexible than ever.

Take Time Off From Your Loan Payment

Unexpected Issues Happen

We're Here For You When Bills Get Tight

Getting started is simple.

Skip Online

Have Questions About Skip-A-Pay?

Give a Member Experience Specialist a call at888-436-1847

Skip-A-Pay

Skip an eligible* loan payment when you need it most.

Our Skip-A-Pay Program is more flexible than ever.

Take Time Off From Your Loan Payment

Unexpected Issues Happen

We're Here For You When Bills Get Tight

Getting started is simple.

Skip Online

Have Questions About Skip-A-Pay?

Give a Member Experience Specialist a call at888-436-1847

Skip-A-Pay Disclosure