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Secure your goals with low-risk, rewarding savings. Our Share Cerificates help you earn now for a healthier financial tomorrow.
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Earn a higher return on your money than a traditional savings account
Save and gain without worrying about market unpredictability
Deposit the minimum required to open with no maximum
| Term | Interest Rate | APY* | Minimum Balance |
|---|---|---|---|
| 6-Months | 4.51% | 4.61% | $500.00 |
| 11-Months Special (100% New Money) | 5.06% | 5.18% | $500.00 |
| 11-Months Special (Existing Money) | 4.51% | 4.61% | $500.00 |
| 12-Months | 4.60% | 4.70% | $500.00 |
| 18-Months | 4.17% | 4.25% | $500.00 |
| 24-Months | 3.44% | 3.50% | $500.00 |
| 36-Months | 2.42% | 2.45% | $500.00 |
| 48-Months | 2.47% | 2.50% | $500.00 |
| 60-Months | 2.52% | 2.55% | $500.00 |
Rates effective as of April 26, 2024
Your money should work as hard as you do. Place excess funds into one of our share certificates — and maximize your earnings. Simply pick the term that fits your goals to start saving more.
I've done my banking here for years now and my experience has been nothing short of perfection. Always treated very well and never have issues.
– Austyn J.
Thank you for hiring the best of the best employees. I have been a customer for three years and EVERY TIME I go to the bank, I'm treated like a member of the family.
–Jacquelyn T.
The staff and especially the manger have always been so friendly and helpful in all my banking issues. I feel they are the best Credit Union around.
– Kelly B.
Annual Percentage Yield (APY) is subject to change without notice. Most certificates require $500 to open. Please check each individual Certificate for specific details.
Fees may reduce earnings. Interest rates for traditional share certificates and IRA share certificates are guaranteed from the time of purchase to maturity. They are subject to a penalty for early withdrawal. Please refer to your individual certificate for specific details, or look at our schedule of fees for details on fees and charges associated with Share Certificate Accounts.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.
Please refer to your individual certificate for specific details, or contact a Member Service Representative at 1-888-436-1847 for complete details on your share certificate truth and savings disclosure.
11-Month - New Money Special: $500 minimum opening deposit required. Promotional rate available for funds not currently on deposit with Northeast Credit Union and have not been on deposit with Northeast Credit Union for at least 90 days prior.
Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits, person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to- Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days.
11-Month - Existing Money Special: $500 minimum opening deposit required.
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