Share Certificates

Build a Better Financial Future

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Build a better financial future

Secure your goals with low-risk, rewarding savings. Our Share Cerificates help you earn now for a healthier financial tomorrow.

Why Open a Certificate?

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Flexible Short Term

Earn a higher return on your money than a traditional savings account

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Guaranteed Rate

Save and gain without worrying about market unpredictability

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Invest What You Want

Deposit the minimum required to open with no maximum

Share Certificate Rates

Term Interest Rate APY* Minimum Balance
6-Months 4.22% 4.30% $500.00
11-Months Special (100% New Money) 5.06% 5.18% $500.00
11-Months Special (Existing Money) 4.51% 4.61% $500.00
12-Months 4.60% 4.70% $500.00
18-Months 4.17% 4.25% $500.00
24-Months 3.44% 3.50% $500.00
36-Months 2.42% 2.45% $500.00
48-Months 2.47% 2.50% $500.00
60-Months 2.52% 2.55% $500.00

Rates effective as of February 21, 2024

Let's build a better financial future together

Your money should work as hard as you do. Place excess funds into one of our share certificates — and maximize your earnings. Simply pick the term that fits your goals to start saving more.

  • Guaranteed returns
  • Safe investment
  • Predictable earnings
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Hear from happy members

Orange starts - large

I've done my banking here for years now and my experience has been nothing short of perfection. Always treated very well and never have issues.

– Austyn J. 

Orange starts - large

Thank you for hiring the best of the best employees. I have been a customer for three years and EVERY TIME I go to the bank, I'm treated like a member of the family.

–Jacquelyn T.

Orange starts - large

The staff and especially the manger have always been so friendly and helpful in all my banking issues. I feel they are the best Credit Union around.

– Kelly B.

Ready To Grow Your Savings?

Call a Member Experience Specialist at888-436-1847