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Making your home dreams happen is our job. Making memories is yours.

Mortgage Options


Low Down Payment Mortgages

If you can find it, we’ll help you buy it — affordably. Take the next step toward homeownership with flexible financing.

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No Down Payment Mortgages

Don’t quite have the cash for a down payment? Don’t worry about it. Pick the program that works best for your budget.

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First Time Home Buyer Mortgages

There’s nothing quite like a place to call your own. Get your foot through the door with favorable financing.

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Refinance Mortgages

Make your home yours — faster. Enjoy better rates, lower payments, and hometown service just by refinancing through Northeast.

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Adjustable-Rate Mortgages

An Adjustable-Rate Mortgage (ARM) may be your key to homeownership. We have a variety of options available, with terms designed to meet your personal needs.

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Why Northeast Credit Union?

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We Are

Neighbors really do make the best lenders.
Trust your mortgage to a local team that
makes you feel at home the whole way.

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We Service Your Loan, Always

Your home is local — your mortgage should be too. Each of our loans is serviced here at Northeast, from start to finish.


We Care About Our Community

We don’t just work here — we live here. And just like you, we’re committed to helping our communities thrive through our Foundation.

Mortgage Rates

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Type Interest Rate APR Type
15-Year Fixed (Conventional) 5.250% 5.481% 15-Year Fixed (Conventional)
30-Year Fixed (Conventional) 6.000% 6.152% 30-Year Fixed (Conventional)
7/1 Year ARM (Conforming) 5.000% 6.421% 7/1 Year ARM (Conforming)
10/1 Year ARM (Conforming) 5.250% 6.397% 10/1 Year ARM (Conforming)

Rates effective as of January 30, 2023

Small drawing of a home.

See how much home you can afford.

Let Us Help You Find Your Way Home.

Our Mortgage Specialists will make you think you’re already there. Give us a call at888-436-1847 (select option 4)

Helpful Resources


Mortgages Brochure


Mortgage Checklist


Mortgage Calculators