Making your home dreams happen is our job. Making memories is yours.
Low Down Payment Mortgages
If you can find it, we’ll help you buy it — affordably. Take the next step toward homeownership with flexible financing.Get Started
No Down Payment Mortgages
Don’t quite have the cash for a down payment? Don’t worry about it. Pick the program that works best for your budget.Get Started
First Time Home Buyer Mortgages
There’s nothing quite like a place to call your own. Get your foot through the door with favorable financing.Get Started
Make your home yours — faster. Enjoy better rates, lower payments, and hometown service just by refinancing through Northeast.Get Started
Why Northeast Credit Union?
Neighbors really do make the best lenders.
Trust your mortgage to a local team that
makes you feel at home the whole way.
We Service Your Loan, Always
Your home is local — your mortgage should be too. Each of our loans is serviced here at Northeast, from start to finish.
We Care About Our Community
We don’t just work here — we live here. And just like you, we’re committed to helping our communities thrive through our Love Your Community Project.
|15-Year Fixed (Conventional)||2.500%||2.714%|
|30-Year Fixed (Conventional)||3.125%||3.253%|
Rates effective as of October 19, 2021
Annual Percentage Rate (APR) shown is the lowest rate offered, including discounts and based on credit score. Rates are subject to change without notice.
Annual Percentage Rate (APR) is accurate as of the date shown above. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are for informational purposes only. No rate is guaranteed. Certain rate and/point adjustments may apply depending on loan features and borrower’s credit worthiness. Escrow for Real Estate taxes may be required which would increase your monthly mortgage payment. Property Insurance is required and Flood Insurance may be required. Other fees may be assessed, as applicable. Closing costs may apply. All mortgages are subject to credit approval.
All rates, terms and conditions are subject to change daily and without notice. They can only be guaranteed by our Mortgage Department. For more information, please call a Mortgage Specialist at 888-436-1847.
All rates assume 80% financing with a 20% down payment. For a 1-4 family owner occupied residence, condo, or mobile home on its own land; and one-unit second homes. Loan approval is based on creditworthiness, amount financed, and ability to repay. Loans with a down payment less than 20% require mortgage insurance which could increase the monthly payment and Annual Percentage Rate.
Please refer as well, to the general disclosure found on this page.