Rates shown as an Annual Percentage Rate (APR) and is subject to change without notice. APR is accurate as of date listed above.

1. Rates include 0.10% discount for having a checking account with Northeast Credit Union, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another Northeast account, plus 0.10% discount for having an active Northeast VISA credit card.  Rates and amounts financed are determined by your personal credit history, account relationship and payment method. Other terms and rates may be available. All loans are subject to credit approval.

2. The terms of repayment, which reflects the repayment obligations over the full term of the loan. A payment example is 60 monthly payments of $21.60 per $1,000.00 borrowed.

Annual Percentage Rate (APR) shown is the lowest rate offered, including discounts (discounts not available for Home Equity Line of Credit) and based on credit score. Rates are subject to change without notice.

Other terms and rates may be available. 

Rates include 0.10% discount for having a checking account with NECU, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another NECU account, plus 0.10% discount for having an active NECU VISA credit card. The rate is subject to change without notice. Rates and amounts financed may be determined by your personal credit history, account relationship and payment method. Final rates are determined by credit score.

¹Home Equity Loan: minimum amount is $10,000, maximum $200,000. The loan must be in second lien position. Closing costs waived for the first loan (exceptions may apply). Otherwise closing costs could be up to $1,000. Property insurance is required. Flood insurance is required if the property is located in a flood zone.

²Home Equity Line of Credit - Interest Only:  The index for the Interest Only Line of Credit is the Wall Street Journal Prime Rate. We will use the most recent index value available to us as of the last day of the calendar quarter before the date of any annual percentage rate adjustment plus or minus a margin. The maximum credit line is $200,000. The maximum APR that may be imposed is 18% in a variable-rate plan. No closing costs to first-time applicants (exceptions may apply). Otherwise closing costs could be up to $1,000. Property insurance required. Flood insurance is required if the property is located in flood zone.

³1st-Lien Home Equity Loan: Northeast Credit Union must be in first lien position. Property insurance required. Property can not be located in a flood zone. No closing costs at consummation however member will be responsible for up to $1,000 in closing costs, if the loan is paid off and closed in the first three years. Minimum loan amount is $20,000 and maximum loan amount is $417,000. Loan to value equal to 80% or less.

All loans are subject to credit approval.

For a 1-4 family owner-occupied residence, condo, or mobile home on its own land.

All rates, terms, and conditions are subject to change daily and without notice. They can only be guaranteed by our Mortgage Department. For more information, please call a Mortgage Specialist at 888-436-1847.

Annual Percentage Rate (APR) accurate as of date listed above and subject to change.

See our schedule of fees for details on fees and charges associated with Credit Cards.

All loans are subject to credit approval. Qualifying purchases do not apply to cash advance, VISA convenience checks, ATM advances, advances for overdraft protection or advances via telephone banking or online banking. Please read the Credit card terms and conditions for your card type. 

• Visa® Signature Credit Card
• Visa® Rewards Credit Card
• Visa® Preferred Credit Card
• Visa® Business Credit Card
• Visa® Classic Credit Card (not offered anymore)
• Visa® Platinum Credit Card (not offered anymore)
  

Credit Card program may be subject to change. Please read our Visa® Cardholder Agreement and Disclosure.