Finance Your Ride Your Way
Finance at a Dealership
Work directly with any of our dealer partners. Just ask them for Northeast financing — or get pre-approved with us ahead of time at your local branch or online.Find a Dealer
Refinance Your Loan
Accelerate how quickly your loan is paid off by refinancing and locking in a lower rate here at Northeast.
Finance at Northeast
Ready to upgrade your vehicle? Schedule An Appointment at a branch. We’ll finance your dream car with a local loan that puts you in the driver’s seat.Apply Online
Optional No Payments for 90 Days
Whether you’re refinancing with us at a branch or at the dealership, ask about Northeast’s No Payments for 90 Days Program so you can ride stress free.Apply Online
Auto Loan Rates
|Term||APR As Low As||Monthly Payment Per 1000||Model Year|
|Up to 63 Months||3.44%||$18.16||2022-2020|
|Up to 63 Months||3.89%||$18.37||2019-2015|
|Up to 63 Months||5.39%||$18.11||2014-2013|
Rates effective as of October 3, 2022
Why Northeast Credit Union?
Fixed Low Rates
We’ll put your auto loan on cruise control with a fixed low rate. Your payments will stay the same and your rate will never change.
100% Financing Available
Get the keys with no money down.
Feel free to borrow up to 100% of your ride’s value — and keep saving for other goals.
Terms & Options to Fit Your Needs
As you pick the perfect vehicle for you, do the same with your loan. We’ll make sure to match your terms with your needs.
Rates are shown as an Annual Percentage Rate (APR) and are subject to change without notice.
1. Rates and amounts financed are determined by your personal credit history, account relationship and payment method. Other terms and rates may be available. All loans are subject to credit approval.
Rates include 0.10% discount for having a checking account with NECU, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another NECU account, plus 0.10% discount for having an active NECU VISA credit card.
2. For a 76-84 month loan, the minimum amount financed is $20,000.
3. Payment example includes debt protection.
A $15,000 auto loan with a rate of 3.44% APR for 63 Months. Monthly payment is approximately $271.87. Total finance charge is approximately $1,482.03 (includes debt protection).