Auto Loans

Get where you’re going with no payments for 90 days.*

Apply Online
Car or truck, new or used — whatever the ride, we’ll go the extra mile to find you the right loan with no payments for 90 days. Hit the road with a rate that’s low, terms that are custom, and local service that’s fast.

Finance Your Ride Your Way

Dollar Sign Icons_Papaya_100x100

Finance at a Dealership

Work directly with any of our dealer partners. Just ask them for Northeast financing — or get pre-approved with us ahead of time at your local branch or online.

Find a Dealer
Card Swipe Icons_Papaya_100x100

Refinance Your Loan

Accelerate how quickly your loan is paid off by refinancing and locking in a lower rate here at Northeast.


Apply Online
Location Round Icons_Papaya_100x100

Finance at Northeast

Ready to upgrade your vehicle? Schedule An Appointment at a branch. We’ll finance your dream car with a local loan that puts you in the driver’s seat.

Apply Online
Cut Cost_Papaya_100x100

Optional No Payments for 90 Days

Whether you’re refinancing with us at a branch or at the dealership, ask about Northeast’s No Payments for 90 Days Program so you can ride stress free.

Apply Online

Auto Loan Rates

Man Driving with Dog_Financial Article_600x429
Term APR As Low As Monthly Payment Per 1000 Model Year
Up to 63 Months 2.19% $17.95 2022-2020
Up to 63 Months 2.39% $18.04 2019-2015
Up to 63 Months 3.89% $18.74 2014-2013

Rates effective as of January 21, 2022

Why Northeast Credit Union?

Low Interest_Papaya_100x100

Fixed Low Rates

We’ll put your auto loan on cruise control with a fixed low rate. Your payments will stay the same and your rate will never change.

Loan_Papaya_100x100

100% Financing Available

Get the keys with no money down.
Feel free to borrow up to 100% of your ride’s value — and keep saving for other goals.

Calendar Icons_Papaya_100x100

Terms & Options to Fit Your Needs

As you pick the perfect vehicle for you, do the same with your loan. We’ll make sure to match your terms with your needs.

Let’s Greenlight Your Auto Loan.

Kickstart the process by calling a Member Experience Specialist at888-436-1847