Auto Loans

Optional No Payments for 90 Days

Whether you apply for a preapproval with us or at the dealership, ask about Northeast CU's No Payments for 90 Days Program so you can ride stress free.

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Refinance Your Loan

Accelerate how quickly your loan is paid off by refinancing and locking in a lower rate here at Northeast.

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Finance at Northeast

Ready to upgrade your vehicle? Schedule an appointment at a branch or apply online. Apply for your dream car with a local loan that puts you in the driver’s seat.

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Finance at a Dealership

Work directly with any of our dealer partners. Just ask them for Northeast financing — or get pre-approved with us ahead of time at your local branch or online.

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Term	APR As Low As	Monthly Payment Per 1000	Model Year
Up to 63 Months	5.80%	$19.24	2023-2021
Up to 63 Months	6.30%	$19.47	2020-2016
Up to 63 Months	7.25%	$19.92	2015-2014

Rates effective as of May 29, 2023

Fixed Low Rates

We’ll put your auto loan on cruise control with a fixed low rate. Your payments will stay the same and your rate will never change.

100% Financing Available

Get the keys with no money down.
Apply to borrow up to 100% of your ride’s value — and keep saving for other goals.

Terms & Options to Fit Your Needs

As you pick the perfect vehicle for you, do the same with your loan. We’ll make sure to match your terms with your needs.

Let’s Greenlight Your Auto Loan.

Kickstart the process by calling a Member Experience Specialist at888-436-1847

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Visit Your Local Branch

Schedule an Appointment

Offer subject to change at any time. Finance charges begin accruing as of the loan origination date, other restrictions may apply. Offer may extend the term of your loan. Not available when refinancing an existing Northeast Credit Union Auto Loan. Loan subject to credit approval and final rate is determined by credit history. Must ask for 90 Days No Payment Program at dealership before loan signing.

Rates are shown as an Annual Percentage Rate (APR) and are subject to change without notice.

1. Rates and amounts financed are determined by your personal credit history, account relationship and payment method. Other terms and rates may be available. All loans are subject to credit approval.

Rates include 0.10% discount for having a checking account with NECU, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another NECU account, plus 0.10% discount for having an active NECU VISA credit card.

2. For a 76-84 month loan, the minimum amount financed is $20,000.

3. Payment example includes debt protection.

A $15,000 auto loan with a rate of 5.80% APR for 63 Months. Monthly payment is approximately $289.83. Total finance charge is approximately $2,548.86 (includes debt protection).

Auto Loans

No payments for up to 90 days.*

Finance Your Ride Your Way

Optional No Payments for 90 Days

Refinance Your Loan

Finance at Northeast

Finance at a Dealership

Auto Loan Rates

Why Northeast Credit Union?

Fixed Low Rates

100% Financing Available

Terms & Options to Fit Your Needs

Let’s Greenlight Your Auto Loan.

Kickstart the process by calling a Member Experience Specialist at888-436-1847

Auto Loans

No payments for up to 90 days.*

Finance Your Ride Your Way

Optional No Payments for 90 Days

Refinance Your Loan

Finance at Northeast

Finance at a Dealership

Auto Loan Rates

Why Northeast Credit Union?

Fixed Low Rates

100% Financing Available

Terms & Options to Fit Your Needs

Let’s Greenlight Your Auto Loan.

Kickstart the process by calling a Member Experience Specialist at888-436-1847

*90 Day No Payment Important Information

Auto Loan General Disclosure

Auto Loan Payment Example