Auto Loans

No payments for up to 90 days.*

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Car or truck, new or used — whatever the ride, we’ll go the extra mile to find you the right loan with no payments for up to 90 days. You’re in the driver’s seat, thanks to low rates, custom terms and local service. 

Finance Your Ride Your Way

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Optional No Payments for 90 Days

Whether you apply for a preapproval with us or at the dealership, ask about Northeast CU's No Payments for 90 Days Program so you can ride stress free.

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Refinance Your Loan

Accelerate how quickly your loan is paid off by refinancing and locking in a lower rate here at Northeast.

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Finance at Northeast

Ready to upgrade your vehicle? Schedule an appointment at a branch or apply online. Apply for your dream car with a local loan that puts you in the driver’s seat.

Apply Online
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Finance at a Dealership

Work directly with any of our dealer partners. Just ask them for Northeast financing — or get pre-approved with us ahead of time at your local branch or online.

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Auto Loan Rates

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Term APR As Low As Monthly Payment Per 1000 Model Year
Up to 63 Months 6.54% $19.58 2024-2022
Up to 63 Months 6.95% $19.78 2021-2017
Up to 63 Months 8.24% $20.39 2016-2015

Rates effective as of May 21, 2024

Why Northeast Credit Union?

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Fixed Low Rates

We’ll put your auto loan on cruise control with a fixed low rate. Your payments will stay the same and your rate will never change.


100% Financing Available

Get the keys with no money down.
Apply to borrow up to 100% of your ride’s value — and keep saving for other goals.

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Terms & Options to Fit Your Needs

As you pick the perfect vehicle for you, do the same with your loan. We’ll make sure to match your terms with your needs.

Let’s Greenlight Your Auto Loan.

Kickstart the process by calling a Member Experience Specialist at888-436-1847