Share Certificates (CD)

Put your money to work.

Open Account

Your money should work as hard as you do. Place excess funds into one of our share certificates — and maximize your earnings. Simply pick the term that fits your goals to start saving more.

What a Share Certificate Can Do for You

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Earn a Higher Rate of Return

Get the best of both worlds — a higher rate than regular savings accounts, but with less risk than other investments.


Withdraw Dividends When You Want

It’s your money — use it when you need it. Withdraw your earnings when you please.

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Select Your Terms

Whether you’re after short-term gains or a long-term investment, there’s an option here for savings goals big and small.

Share Certificate Rates

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Term Interest Rate APY
12-Months 4.60% 4.70%
18-Months 4.17% 4.25%
36-Months 2.42% 2.45%
60-Months 2.52% 2.55%

Rates effective as of February 21, 2024

Let’s Put Your Money to Work

Any questions? Feel free to call us at888-436-1847