Build better financial futures
Secure your goals with low-risk, rewarding savings. Our three exclusive Certificate specials help you earn now for a healthier financial tomorrow. See disclosures.
5-Months
Earn 3.50% APY* on your savings for five months.
7-Months Jumbo
Earn 4.65% APY* on your savings for seven months.
11-Months Special
Earn up to 5.18% APY* on your savings for eleven months.
Why Open a Certificate?
Flexible Short Term
Earn a higher return on your money than a traditional savings account
Guaranteed Rate
Save and gain without worrying about market unpredictability
Invest What You Want
Deposit the minimum required to open with no maximum
Share Certificate Rates
Term | Interest Rate | APY* | Minimum Balance |
---|---|---|---|
11-Months Special (Existing Money) | 4.51% | 4.61% | $500.00 |
11-Months Special (100% New Money) | 5.06% | 5.18% | $500.00 |
12-Months | 4.60% | 4.70% | $500.00 |
18-Months | 4.17% | 4.25% | $500.00 |
36-Months | 2.42% | 2.45% | $500.00 |
60-Months | 2.52% | 2.55% | $500.00 |
Rates effective as of April 23, 2024
**Not available as an Individual Retirement Account (IRA)
Earn more to do more
We're offering up to 5.18% APY* on our 11-month Special Share Certificate, on deposits of 100% new funds to the credit union. Secure your funds for 11 months and watch them grow.
- Guaranteed returns
- Safe investment
- Predictable earnings
Hear from happy members
I've done my banking here for years now and my experience has been nothing short of perfection. Always treated very well and never have issues.
– Austyn J.
Thank you for hiring the best of the best employees. I have been a customer for three years and EVERY TIME I go to the bank, I'm treated like a member of the family.
–Jacquelyn T.
The staff and especially the manger have always been so friendly and helpful in all my banking issues. I feel they are the best Credit Union around.
– Kelly B.
Ready To Grow Your Savings?
Call a Member Experience Specialist at888-436-1847
Annual Percentage Yield (APY) is subject to change without notice. Most certificates require $500 to open. Please check each individual Certificate for specific details.
Fees may reduce earnings. Interest rates for traditional share certificates and IRA share certificates are guaranteed from the time of purchase to maturity. They are subject to a penalty for early withdrawal. Please refer to your individual certificate for specific details, or look at our schedule of fees for details on fees and charges associated with Share Certificate Accounts.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.
Please refer to your individual certificate for specific details, or contact a Member Service Representative at 1-888-436-1847 for complete details on your share certificate truth and savings disclosure.
Annual Percentage Yield (APY) can change at any point. Promotional rates available for funds not currently on deposit with Northeast Credit Union and have not been on deposit with Northeast Credit Union for at least 90 days prior. Rates and terms listed subject to change without notice. Subject to penalty for early withdrawal. Fees may reduce earnings. $500 minimum opening deposit required. Not available as an Individual Retirement Account (IRA).
Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits, person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to-Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days.
7-month Jumbo special: $150,000 minimum opening deposit required. Promotional rate available for funds not currently on deposit with Northeast Credit Union and have not been on deposit with Northeast Credit Union for at least 90 days prior.
Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits, person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to-Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days.
11-Month - New Money Special: $500 minimum opening deposit required. Promotional rate available for funds not currently on deposit with Northeast Credit Union and have not been on deposit with Northeast Credit Union for at least 90 days prior.
Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits, person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to- Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days.
11-Month - Existing Money Special: $500 minimum opening deposit required.