Your money should work as hard as you do. Place excess funds into one of our share certificates — and maximize your earnings. Simply pick the term that fits your goals to start saving more.
What a Share Certificate Can Do for You
Earn a Higher Rate of Return
Get the best of both worlds — a higher rate than regular savings accounts, but with less risk than other investments.
Withdraw Dividends When You Want
It’s your money — use it when you need it. Withdraw your earnings when you please.
Select Your Terms
Whether you’re after short-term gains or a long-term investment, there’s an option here for savings goals big and small.
Share Certificate Rates
Annual Percentage Yield (APY) is subject to change without notice. Most certificates require $500 to open. Please check each individual Certificate for specific details.
Fees may reduce earnings. Interest rates for traditional share certificates and IRA share certificates are guaranteed from the time of purchase to maturity. They are subject to a penalty for early withdrawal. Please refer to your individual certificate for specific details, or look at our schedule of fees for details on fees and charges associated with Share Certificate Accounts.
Please refer to your individual certificate for specific details, or contact a Member Service Representative at 1-888-436-1847 for complete details on your share certificate truth and savings disclosure.