Share Certificates (CD)

Annual Percentage Yield (APY) is subject to change without notice. Most certificates require $500 to open. Please check each individual Certificate for specific details.

Fees may reduce earnings. Interest rates for traditional share certificates and IRA share certificates are guaranteed from the time of purchase to maturity. They are subject to a penalty for early withdrawal. Please refer to your individual certificate for specific details, or look at our schedule of fees for details on fees and charges associated with Share Certificate Accounts.

13-month special: $5,000 minimum to open; 25% of funds are required to be new money to Northeast Credit Union. 

Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to-Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days.