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Share Certificate (CD) Rates
Traditional Share Certificates
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 3.45% | 3.50% | $500.00** |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.40% | 0.40% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.45% | 0.45% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.55% | 0.55% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.15% | 0.15% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 4.55% | 4.65% | $150,000.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 4.74% | 4.85% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 5.22% | 5.35% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.25% | 0.25% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 5.032% | 5.15% | $5,000.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.30% | 0.30% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.35% | 0.35% | $500.00 |
Rates effective as of September 29, 2023
IRA Certificates
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.15% | 0.15% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.45% | 0.45% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.55% | 0.55% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 4.55% | 4.65% | $150,000.00* |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 4.74% | 4.85% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 5.22% | 5.35% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.25% | 0.25% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 5.032% | 5.15% | $5,000.00*** |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.30% | 0.30% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.35% | 0.35% | $500.00 |
| Interest Rate | APY | Minimum Balance |
|---|---|---|
| 0.40% | 0.40% | $500.00 |
Rates effective as of September 29, 2023
Ready to Get Started?
Call a Member Experience Specialist at888-436-1847
Annual Percentage Yield (APY) is subject to change without notice. Most certificates require $500 to open. Please check each individual Certificate for specific details.
Fees may reduce earnings. Interest rates for traditional share certificates and IRA share certificates are guaranteed from the time of purchase to maturity. They are subject to a penalty for early withdrawal. Please refer to your individual certificate for specific details, or look at our schedule of fees for details on fees and charges associated with Share Certificate Accounts.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.
Please refer to your individual certificate for specific details, or contact a Member Service Representative at 1-888-436-1847 for complete details on your share certificate truth and savings disclosure.
*Annual Percentage Yield (APY) can change at any point. Promotional rates available for funds not currently on deposit with Northeast Credit Union and have not been on deposit with Northeast Credit Union for at least 90 days prior. Rates and terms listed subject to change without notice. Subject to penalty for early withdrawal. Fees may reduce earnings. $500 minimum opening deposit required. Not available as an Individual Retirement Account (IRA).
Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits, person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to-Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days.
*7-month Jumbo special: $150,000 minimum opening deposit required. Promotional rate available for funds not currently on deposit with Northeast Credit Union and have not been on deposit with Northeast Credit Union for at least 90 days prior.
Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits, person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to-Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days. For more details on this Share Certificate, please read the disclosure.
13-month special: $5,000 minimum to open; 25% of funds are required to be new money to Northeast Credit Union.
Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to-Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days. For more detail on this Share Certificate, please read the disclosure.
11-Month - New Money Special: $500 minimum opening deposit required. Promotional rate available for funds not currently on deposit with Northeast Credit Union and have not been on deposit with Northeast Credit Union for at least 90 days prior.
Funds new-to-Northeast CU are funds deposited from external accounts or payees other than Northeast CU and must be deposited using domestic ACH transfer, Direct Deposit, checks drawn on banks other than Northeast CU or wire transfer. Cash deposits, person-to-person transfer services such as Apple Pay, PayPal®, Venmo, and Zelle®, do not qualify as funds new-to- Northeast CU, if the deposit pre-dates the opening of a new Northeast CU Savings or Checking Account, or funds have been on deposit in a Northeast CU deposit account in the last 90 days. For more details on this Share Certificate, please read the disclosure.
11-Month - Existing Money Special: $500 minimum opening deposit required. For more details on this Share Certificate, please read the disclosure.