Annual Percentage Yield (APY) is subject to change without notice.
35-month special certificate requires $1,000 to open; it does not have the Certificate Guarantee options. Please call for specific details.
Most other certificates require $500 to open.
Our Unique Certificate Guarantee Options
- Should rates go up within ten days of your certificate being opened, we will automatically increase your rate.
- Unique one-time “bump” feature allows you to move your certificate to a higher rate should rates change during the term of your certificate.
- May withdraw dividends at any time with no penalty.
- Add to your Share Certificate for up to the original amount of the deposit.
Fees may reduce earnings. Interest rates for traditional share certificates and IRA share certificates are guaranteed from time of purchase to maturity. They are subject to penalty for early withdrawal.
At Northeast Credit Union, your deposits are insured up to $500,000. NECU has complemented the federal share insurance, provided by the National Credit Union Administration (NCUA), with an additional $250,000. This savings protection is available at no charge on all qualifying accounts through ESI, a private insurer.