Vehicle Loan Rates
Auto Loans
APR As Low As | Monthly Payment Per 1000 | Model Year |
---|---|---|
6.54% | $19.58 | 2024-2022 |
6.95% | $19.78 | 2021-2017 |
8.24% | $20.39 | 2016-2015 |
APR As Low As | Monthly Payment Per 1000 | Model Year |
---|---|---|
11.24% | $25.96 | 2014-2012 |
APR As Low As | Monthly Payment Per 1000 | Model Year |
---|---|---|
7.24% | $17.16 | 2024-2022 |
7.79% | $17.43 | 2021-2017 |
APR As Low As | Monthly Payment Per 1000 | Model Year |
---|---|---|
8.59% | $15.88 | 2024-2022 |
8.99% | $16.08 | 2021-2017 |
Rates effective as of March 15, 2024
ATV/Motorcycle/Jet Ski/Snowmobile Loans
APR As Low As | Minimum Balance | Model Year |
---|---|---|
7.59% | $2,000 | 2024-2019 |
APR As Low As | Minimum Balance | Model Year |
---|---|---|
8.69% | $2,000 | 2018-2016 |
APR As Low As | Minimum Balance | Model Year |
---|---|---|
8.49% | $2,000 | 2024-2019 |
Rates effective as of March 15, 2024
Boats/RV Loans
APR As Low As | Minimum Balance | Model Year |
---|---|---|
8.19% | $5,000 | 2024-2021 |
8.24% | $5,000 | 2020-2014 |
APR As Low As | Minimum Balance | Model Year |
---|---|---|
8.69% | $25,000 | 2024-2021 |
9.19% | $25,000 | 2020-2014 |
APR As Low As | Minimum Balance | Model Year |
---|---|---|
9.69% | $50,000 | 2024-2021 |
9.79% | $50,000 | 2020-2014 |
Rates effective as of March 15, 2024
Ready to Get Started?
Call a Member Experience Specialist at888-436-1847
Rates are shown as an Annual Percentage Rate (APR) and are subject to change without notice.
1. Rates and amounts financed are determined by your personal credit history, account relationship and payment method. Other terms and rates may be available. All loans are subject to credit approval.
Rates include 0.10% discount for having a checking account with NECU, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another NECU account, plus 0.10% discount for having an active NECU VISA credit card.
2. For a 76-84 month loan, the minimum amount financed is $20,000.
3. Payment example includes debt protection.
A $15,000 auto loan with a rate of 6.54% for 63 months. Monthly payment is approximately $309.09. Total Finance charge is approximately $2,858.85 (includes debt protection).
Rates are shown as an Annual Percentage Rate (APR) and are subject to change without notice. APR is accurate as of date listed above.
1. Rates and amounts financed are determined by your personal credit history. Other terms and rates may be available. All loans are subject to credit approval
Rates include 0.10% discount for having a checking account with Northeast CU, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another Northeast CU account, plus 0.10% discount for having an active Northeast VISA credit card.
ATV/ Motorcycle / Jet Ski / Snowmobile:
Based on a $10,000 loan at 7.59% APR for 65 months. Monthly payment is approximately $206.58. Total finance charge is $2,305.94 (includes debt protection).
Boats/ RV:
Based on a $35,000 loan at 8.19% APR for 120 months. Monthly payment is approximately $500.81. Total finance charge is $17,297.37 (includes debt protection).