Relationship Checking

Get rewarded for your membership.

As a not-for-profit cooperative, when you do more with us, we can do more for you. 

Features & Benefits

  • No minimum balance required
  • No monthly maintenance fee
  • Relationship reward - interest paid on the checking balance when member has a combined balance of $5,000 or more in other NECU deposits, loans or investments accounts.
  • Discounted rates on most consumer loans
  • Unlimited free ATM transactions1
  • Surcharge-free access to a nationwide network of CO-OP ATMs2
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay
  • Free Mobile Deposit
  • Bank to Bank transfers
  • Free first book of checks
  • No-annual-fee Visa® debit card
  • Unlimited check writing and point-of-sale transactions
  • Overdraft Protection available
  • Optional Benefits Plus® discount program

It’s Easy to Open an Account!

Important Information