Features Made for Our Members
Low Fixed Rate
You’ll pay less on your personal loan with a low fixed rate. Because saving our members money is what we do best.
Terms Up to 60 Months
Take it easy with flexible terms that fit you. Our loans max out at five years — so you can focus on the fun, not the financing.
Borrow up to $75,000
Unexpected expenses, vacation, or even home renovations — get up to $75,000 worth of funds for nearly any purpose, big or small.
Personal Loan Rates
|Loan Type||Term||APR As Low As|
|Signature Loan (Personal)||Up to 60-Months||8.19%|
Rates effective as of May 29, 2023
We’re Always Ready to Lend a Hand.
How we can we help? Call a Member Experience Specialist at888-436-1847
Rates shown as an Annual Percentage Rate (APR) and is subject to change without notice. APR is accurate as of date listed above.
1. Rates include 0.10% discount for having a checking account with NECU, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another NECU account, plus 0.10% discount for having an active NECU VISA credit card. Rates and amounts financed are determined by your personal credit history, account relationship and payment method. Other terms and rates may be available. All loans are subject to credit approval.
2. The terms of repayment, which reflects the repayment obligations over the full term of the loan. A payment example is 60 monthly payments of $21.60 per $1,000.00 borrowed.