Find the Right IRA for Your Life
A traditional IRA is an individual retirement account that allows you to save for retirement with tax-deferred earnings, so you won’t owe income taxes until you make withdrawals.
A Roth IRA is also an individual retirement account, but there’s a big difference. Contributions to a Roth IRA aren’t tax-deductible. The money you contribute can be withdrawn at any time tax- and penalty-free. If you qualify, you can withdraw the earnings tax-free also. This means if you find yourself in a financial pinch, you can withdraw what you’ve put in (not what you’ve earned) without penalty.
Financial planning offered through Northeast Wealth Advisors (NWA), a registered investment advisor (RIA). Securities and advisory services offered through LPL Financial (LPL), an RIA and broker/dealer (BD), member FINRA/SIPC. Credit union is not an RIA or BD. Insurance products offered through LPL and its licensed affiliates. LPL registered representatives offer products and services using NWA. These products and services offered through NWA, LPL or their affiliates, which are separate entities from, and not affiliates of the credit union, are:
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.