Northeast Checking

An essential account that’s both free and simple to use. Wherever life takes you, this is checking that makes the banking part better.

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This Account is Full of Features

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No Minimum Balance Required

Keep as much money in your account as you like without worrying about slipping below a certain amount.


No Monthly Service Fee

When we say free, we mean it. Whether you use your account daily or barely, there’s no monthly service fee, ever.


Unlimited Transactions1

Make withdrawals, write checks, and spend your hard-earned money without any transactional limitations or restrictions.


Discounted Rates on Loans

Enjoy exclusive rate discounts on loans when you have a Northeast checking account — and take your savings even further.


Fraud Protection

Your money is safe here. Each account is highly secure and funds up to $250,000 are insured by the NCUA.


Instant-Issue Debit Cards

A debit card is waiting for you at any nearby branch. Each is issued instantly on the spot so you can get to spending.

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Checking Account Type Type Interest Rate APY
Northeast Checking (Free) All Balances 0.00% 0.00%

Rates effective as of July 15, 2024

“Great service. I’ve been with NECU for 20-plus years and will never go anywhere else.”

– Mark V.

Helpful Resources

Checking Quick Start Guide


Switch Checking Checklist


Your Account Is Just A Click Or Call Away.

Any questions? Feel free to call us888-436-1847