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Checking Accounts

point.png If you have accounts with both OCFCU and NECU, you can maintain those accounts separately, or request they be combined after August 1, 2017.

point.png Your Kasasa /Choice Checking Account will transfer as an NECU account, the name will not change. Since the Kasasa rewards program is currently administered by a third party vendor, it will be retained until the current contract expires on December 31, 2018 (See the Kasasa qualification cycle dates here). At that time, Kasasa accounts will be transitioned to a similar rewards program at NECU. Any changes will be communicated well in advance of that date.

point.png You may continue to use your existing OCFCU checks until you run out, or, wish to purchase NECU checks. If you would like to order new checks, and/or reorder from NECU, the routing number will be automatically changed to reflect NECU’s routing and transit number, so there are no changes that you need to make. There are a variety of styles and options that you can choose from when reordering checks from NECU. The cost of new checks varies based on the style and options you choose.

point.png How to order new checks - Members must call NECU's check vendor, Harland Clarke at the number below that corresponds with the account they want to order checks for.

  • Personal accounts : 1-800-355-8123
  • Business accounts : 1-800-503-2345
  • Employees : 1-800-858-3355

Once you call, a Harland representative will be able to manually pull up the previous order information and complete your first NECU order. Once this first order is placed under NECU, you will be able to make future check orders using online banking.

When placing orders at an NECU branch or calling Harland directly, members can give the Ocean's routing number and Harland will automatically change the routing to NECU's # (211489630).

For more information on ordering checks from NECU, including design options and pricing, please visit – you will need NECU’s routing number: 211489630.

point.png If you currently have direct deposit set-up for your OCFCU checking account, it will not change. This will automatically transfer over, no action is needed on your part. Your direct deposit will be posted to your new NECU checking account on the morning of the date it is currently scheduled to post.

point.pngIf you would like to set up a new direct deposit into your checking account, please provide your checking account number and NECU’s routing number, 211489630, to your employer or payee. Additionally, you can contact a Member Service Representative at 888.436.1847 during regular business hours (Mon - Fri 7am - 7pm, Sat 7am - 1pm)  or visit your local branch for assistance in setting up a new direct deposit into your checking account.

point.png Your Overdraft Protection and Courtesy Pay will remain in place for your checking account without any changes.

point.png If you don’t currently have Overdraft Protection or Courtesy Pay you can sign up for Courtesy Pay and/or Overdraft Protection through Online Banking, over the phone or at any branch beginning August 1st.

point.png Business Checking Accounts will transfer over as NECU accounts with no changes.

point.png Statement cycles will change to the 20th of the month.