Features & Benefits

Low Interest Rate
Remove the stress of spending with our lowest rate credit card — and reduce your monthly credit card payments.

No Annual Fee
From the low rate to the convenience, enjoy every benefit this credit card has to offer without ever paying an annual fee.

Zero Balance Transfer Fees
Move over your high-interest debt and speed up how quickly you pay it off. It’s completely free — so you can save more.

24/7 Fraud Monitoring
Fight off card fraud automatically. Our cards are protected around the clock, giving you peace of mind with each purchase.
Credit Card Rates

Card Type | APR As Low As | Description |
---|---|---|
Preferred (Low-Interest Credit Card) | 14.24% | Variable rate |
Rates effective as of September 29, 2023

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Annual Percentage Rate (APR) accurate as of date listed above and subject to change.
See our schedule of fees for details on fees and charges associated with Credit Cards.
All loans are subject to credit approval. Qualifying purchases do not apply to cash advance, VISA convenience checks, ATM advances, advances for overdraft protection or advances via telephone banking or online banking. Please read the Credit card terms and conditions for your card type.
- Visa® Signature Credit Card
- Visa® Rewards Credit Card
- Visa® Preferred Credit Card
- Visa® Business Credit Card
- Visa® Classic Credit Card (not offered anymore)
- Visa® Platinum Credit Card (not offered anymore)
Credit Card program may be subject to change. Please read our Visa® Cardholder Agreement and Disclosure.