Low Interest Credit Cards

Buy what you need with confidence.

Apply Today
Get the purchasing power you want and the low rate you need, all in one. This simple card lets you save as you spend — and helps you pay off high-interest credit card debt even faster.

Features & Benefits

Percentage Icons_Papaya_100x100

Low Interest Rate

Remove the stress of spending with our lowest rate credit card — and reduce your monthly credit card payments.

Dollar Sign Icons_Papaya_100x100

No Annual Fee

From the low rate to the convenience, enjoy every benefit this credit card has to offer without ever paying an annual fee.

Transfer_Papaya_100x100

Zero Balance Transfer Fees

Move over your high-interest debt and speed up how quickly you pay it off. It’s completely free — so you can save more.

Lock Icons_Papaya_100x100

24/7 Fraud Monitoring

Fight off card fraud automatically. Our cards are protected around the clock, giving you peace of mind with each purchase.

Credit Card Rates

Father and son eating ice cream_Image_600x429
Card Type APR As Low As Description
Preferred (Low-Interest Credit Card) 14.24% Variable rate

Rates effective as of September 29, 2023

Personalized Card_100x100

Add a favorite image to make your card truly yours.

Your Card Is Just a Click or Call Away.

Any questions? Feel free to call us at888-436-1847

Mobile Icons_Papaya_100x100

Open Online

Right Arrow
Bank Icon

Visit Your Local Branch

Right Arrows
Calendar Icons_Papaya_100x100

Schedule an Appointment

arrows