1. Rates shown as an Annual Percentage Rate (APR) and is subject to change without notice. APR is accurate as of July 1, 2018. Rates include 0.10% discount for having a checking account with NECU, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another NECU account, plus 0.10% discount for having an active NECU VISA credit card. Rates and amounts financed are determined by your personal credit history, account relationship and payment method. Other terms and rates may be available. All loans are subject to credit approval.
Personal Loans
Financing options for all your needs.
From college tuition and family vacations to home repairs and heating bills, and everything in between, we can help you finance all of life’s expenses with a personal loan that makes sense for your unique needs.
Signature Loan
Borrow up to $75,000 for any purpose with this fixed rate personal loan.
- Borrow up to $75,000
- Terms up to 60 months
Savings Secured Loans
Make your money work for you by borrowing against your existing savings or share certificate while keeping your funds intact. Continue to earn interest on your savings while financing anything from unexpected expenses to a planned getaway.
- Low variable rate
- Borrow up to 95% of your account balance
- Savings account continues to earn interest
- Terms up to 120 months
Home Heating Loan
Need a little extra help keeping up with the costs of fuel this winter? This fixed rate loan is available especially for you.
- Borrow up to $5,000
- Terms up to 12 months
It’s Easy to Apply!
- Apply Online
- Call a Member Services Representative at 888-436-1847
- Visit your local branch
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