How Home Loan Payment Relief (HLPR) Helps You
Discounted Initial Rate
Enjoy a discounted rate for the first three years of your mortgage, so you can get to making equity — and memories.
Lower Monthly Payments
Stop renting and start owning. These mortgages include lower payments that save you more money each month.
Reduced Closing Costs
When it’s time to close, we’ll keep the costs to a minimum. Think of it as a little house-warming gift from us to you.
Mortgage Rates
Type | Interest Rate | APR As Low As | Points |
---|---|---|---|
Home 97 7/1 Year ARM | 6.250% | 7.279% | 0.00 |
Rates effective as of March 15, 2024
See just how much home you can afford.
Let Us Help You Find Your Way Home.
Our Mortgage Specialists will make you think you’re already there. Give us a call at888-436-1847 (select option 4)
Annual Percentage Rate (APR) shown is the lowest rate offered, including discounts and based on credit score. Rates are subject to change without notice.
Annual Percentage Rate (APR) is accurate as of the date shown above. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Rates shown are for informational purposes only. No rate is guaranteed. Certain rate and/point adjustments may apply depending on loan features and borrower’s credit worthiness. Escrow for Real Estate taxes may be required which would increase your monthly mortgage payment. Property Insurance is required and Flood Insurance may be required. Other fees may be assessed, as applicable. Closing costs may apply. All mortgages are subject to credit approval.
All rates, terms and conditions are subject to change daily and without notice. They can only be guaranteed by our Mortgage Department. For more information, please call a Mortgage Specialist at 888-436-1847.
Certain restrictions do apply. Subject to credit approval. Homebuyers at or below median income levels, exceptions for underserved areas. Family income limits of 100% of FNMA/FHLMC HUD median income. Escrows for Real Estate Taxes and Insurance is required. Minimum of one consumer credit counseling consultation required to underscore member's financial preparedness. Renewal rate (4th year) based upon one-year Treasury constant maturity, plus a margin added of 2.75%. This is subject 1% maximum annual cap and a 5% lifetime cap from the original rate at inception of the loan. The initial 3-Year rate will be set weekly by Northeast Credit Union, reflecting a discount from the national average of 3/1 ARM programs.