Home Improvement Loans

Love your home even more.

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Make your home truly yours. A new pool, paint job, patio… whatever the home improvement project, we’re ready to help with financing that’s built around your plans.

Make Those Home Improvements Happen

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No Equity Loan

Whether it’s as small as a new paint job or as big as renovating your basement, put your plan into action — no equity needed.

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Energy Efficiency Loan

Spend a little green to improve your home’s efficiency now — and save plenty on your energy bills down the line.*

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Home Heating Loan

Keep your home warm and cozy this winter while saving money with a home heating loan to pre-buy your oil for the season.

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*In order to move forward with the Energy Efficiency Loan, you must visit the NHSaves website to verify your eligibility and obtain a Loan Authorization Form from your utility provider. 

Home Improvement Loan Rates

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Loan Type Term APR As Low As Payment Per $1000
Home Heating Loan Up to 12-Months 5.69% $85.92
No Equity Loan Up to 60-Months 9.69% $21.09
Energy Efficiency Loan Up to 84-Months 2.00% $12.78
Energy Efficiency Loan - Eversource Customers Up to 84-Months 0.00% $12.78

Rates effective as of March 15, 2024

Let’s Bring Your Plan to Life

Give one of our Member Experience Specialists a call at888-436-1847