Home Advantage Equity Loan

The current rate as of 11/1/18 is 4.69% Annual Percentage Rate (APR). Rates include 0.10% discount for having a checking account with NECU, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another NECU account, plus 0.10% discount for having an active NECU VISA credit card. Rates and amounts financed may be determined by your personal credit history, account relationship and payment method. Home Equity Loan minimum amount is $20,000, maximum $417,000. The loan must be in first lien position. Closing costs waived for the first loan (exceptions may apply). Otherwise closing costs could be up to $1,000. Property insurance is required. Flood insurance is required if the property is located in a flood zone. A $100,000 Home Equity Loan at 4.69% APR with 120 monthly payments of approximately $774.83 (includes payment protection) and total interest paid is $39,467.08.