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Would some extra money this holiday season put a skip in your step? We are offering our members the opportunity to skip up to two payments this holiday season on eligible NECU loan(s).

Skip-A-Pay allows members to skip their December or January payment or both.

Skip-A-Pay Application Form

 

 

Skip-A-Pay FAQs

 

 

The Details:

  • There is a $25 processing fee, per loan, for each month skipped that will be added onto the loan.

  • Applications must be received by Friday, November 24, 2017.

  • Deferring your payment will result in extending the term of your loan.

  • All skipped payments are added to the end of the loan term; interest continues to accrue during the skip.

  • Your loan(s) cannot be past due at the time of request.

  • If you are requesting a December skip your November payment must be made before the skip can be processed.

  • Skipping a payment may reduce the amount of a Guaranteed Asset Protection (GAP) claim. Please refer to your GAP Policy for complete information or call us for details.

Ready to Skip-A-Pay?

  1. Check to make sure you have paid the most recent payment on the loan(s) you want to skip.

  2. Fill out the application and have all individuals who signed on the original loan, including co-applicants and guarantors, sign this request.

  3. Drop off at your local branch or mail it to us: 

Skip-A-Pay Program
Northeast Credit Union
PO Box 1240
Portsmouth, NH 03802-1240

  1. If you mail your completed form to us, you must allow 10 days for postal delivery and NECU processing.

  2. Make sure your payments are up to date so we can process the skip.