IRA Certificates

Add certainty to your retirement strategy.

Open Account

While the stock market goes up and down, our IRA Certificates offer a guaranteed return. Know exactly how much you’ll earn with a fixed rate — and plan for your golden years with confidence.

Our Unique Certificate Guarantee Options:

Increase Rate_Papaya_100x100

Should rates go up within 10 days of your IRA Certificate being opened, we will automatically increase your rate.

Withdrawal_Papaya_100x100

Ability to add to your IRA Certificate for up to the original amount of the deposit.

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Term Interest Rate APY
12-Months 0.25% 0.25%
36-Months 0.40% 0.40%
60-Months 0.55% 0.55%

Rates effective as of October 19, 2021

Let’s Put Your Money to Work.

Any questions? Feel free to call us at888-436-1847