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While the stock market goes up and down, our IRA Certificates offer a guaranteed return. Know exactly how much you’ll earn with a fixed rate — and plan for your golden years with confidence.1
IRA Certificate Rates
| Term | Interest Rate | APY |
|---|---|---|
| 12-Months | 0.25% | 0.25% |
| 36-Months | 0.40% | 0.40% |
| 60-Months | 0.55% | 0.55% |
Rates effective as of January 29, 2023
Let’s Put Your Money to Work.
Any questions? Feel free to call us at888-436-1847
Retirement & Investment Articles
Annual Percentage Yield (APY) is subject to change without notice.
Fees may reduce earnings. Interest rates for traditional share certificates and IRA share certificates are guaranteed from the time of purchase to maturity. They are subject to a penalty for early withdrawal. Please refer to your individual certificate for specific details, or look at our schedule of fees for details on fees and charges associated with IRA and Share Certificate Accounts.
Northeast CU has complemented the federal share insurance, provided by the National Credit Union Administration (NCUA), with an additional $125,000.
In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.
Please refer to your individual certificate for specific details or contact a Member Service Representative at 1-888-436-1847 for complete details on your share certificate truth and savings disclosure.