IRA Certificates

Add certainty to your retirement strategy.

Open Account

While the stock market goes up and down, our IRA Certificates offer a guaranteed return. Know exactly how much you’ll earn with a fixed rate — and plan for your golden years with confidence.

Our Unique Certificate Guarantee Options:

Increase Rate_Papaya_100x100

Should rates go up within 10 days of your IRA Certificate being opened, we will automatically increase your rate.


Ability to add to your IRA Certificate for up to the original amount of the deposit.

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Term Interest Rate APY
12-Months 0.25% 0.25%
36-Months 0.40% 0.40%
60-Months 0.55% 0.55%

Rates effective as of November 24, 2021

Let’s Put Your Money to Work.

Any questions? Feel free to call us at888-436-1847