Features & Benefits
Earn Interest Up To $15,000
Make sure your balance stays growing. Earn interest on your money by meeting a few easy-to-hit monthly qualifications.
*Must have a minimum balance of $5,000
Local, Personal Service
Bank with who knows you best — your neighbors. Whether you need an account or have a question, we’re right down the road.
Instant-Issue Debit Cards
A debit card is waiting for you at any nearby branch. Each is issued instantly on the spot so you can get to spending.
Access exclusive loan discounts just for opening a checking account — so you can pay less while earning more.
Commitment to Community
When our communities succeed, we all do. That’s why we put our money where our heart is: in the place we call home.
Elite Checking Rates
Requirements For Holding an Elite Checking Account:
$10 monthly fee waived when all of the following requirements are met:
- Direct Deposit into an Elite Checking Account
- eStatements on your Elite account
- 20 debit card or point of sale posted transactions required each calendar month to your Elite Checking Account*
- A minimum average daily balance of $5,000
Annual Percentage Yield (APY) is accurate as of date listed above and is subject to change without notice.
Elite Checking - Interest paid on balances up to to $15,000 when all the account requirements are met. No interest will be paid if average daily balance goes below $5,000. Elite Checking fee can be waived when all the requirements in the account are met. Fee is subject to change without notice.
For non-NECU transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of transaction. More than 30,000 surcharge-free ATMs in the U.S. and Canada are available through a network of CO-OP ATMs. Find a CO-OP ATM location here.
See our schedule of fees for details on fees and charges associated with Checking Accounts