Interest Bearing Checking

Earn Interest Up To $15,000

Make sure your balance stays growing. Earn interest on your money by meeting a few easy-to-hit monthly qualifications.

*Must have a minimum balance of $5,000

Local, Personal Service

Bank with who knows you best — your neighbors. Whether you need an account or have a question, we’re right down the road.

Instant-Issue Debit Cards

A debit card is waiting for you at any nearby branch. Each is issued instantly on the spot so you can get to spending.

Fraud Protection

Your money is safe here. Each account is highly secure and funds up to $250,000 are insured by the NCUA.

Loan Discounts

Access exclusive loan discounts just for opening a checking account — so you can pay less while earning more.

Commitment to Community

When our communities succeed, we all do. That’s why we put our money where our heart is: in the place we call home.

Type	Interest Rate	APY
Up to $15,000	2.47%	2.50%
$15,001+	0.00%	0.00%

Rates effective as of May 29, 2023

Your Account Is Just a Click or Call Away.

Any questions? Feel free to call us at888-436-1847

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Schedule an Appointment

Annual Percentage Yield (APY) is accurate as of date listed above and is subject to change without notice.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.

Elite Checking - Interest paid on balances up to to $15,000 when all the account requirements are met. No interest will be paid if average daily balance goes below $5,000. Elite Checking fee can be waived when all the requirements in the account are met. Fee is subject to change without notice.

For non-NECU transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of transaction. More than 30,000 surcharge-free ATMs in the U.S. and Canada are available through a network of CO-OP ATMs. Find a CO-OP ATM location here.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

In addition, these accounts will also be insured up to an additional $125,000 by ESI, which means the combined total coverage for your accounts could be up to $375,000.

See our schedule of fees for details on fees and charges associated with Checking Accounts

Interest Bearing Checking

Elite Checking

Features & Benefits

Earn Interest Up To $15,000

Local, Personal Service

Instant-Issue Debit Cards

Fraud Protection

Loan Discounts

Commitment to Community

Elite Checking Rates

Requirements For Holding an Elite Checking Account:

Your Account Is Just a Click or Call Away.

Any questions? Feel free to call us at888-436-1847

Get fraud protection, exclusive perks, plus some.

Interest Bearing Checking

Elite Checking

Features & Benefits

Earn Interest Up To $15,000

Local, Personal Service

Instant-Issue Debit Cards

Fraud Protection

Loan Discounts

Commitment to Community

Elite Checking Rates

Requirements For Holding an Elite Checking Account:

Your Account Is Just a Click or Call Away.

Any questions? Feel free to call us at888-436-1847

Get fraud protection, exclusive perks, plus some.

General Checking Disclosure

Elite Checking Disclosure