Features & Benefits
Earn Interest Up To $15,000
Make sure your balance stays growing. Earn interest on your money by meeting a few easy-to-hit monthly qualifications.
*Must have a minimum balance of $5,000
Local, Personal Service
Bank with who knows you best — your neighbors. Whether you need an account or have a question, we’re right down the road.
Instant-Issue Debit Cards
A debit card is waiting for you at any nearby branch. Each is issued instantly on the spot so you can get to spending.
Your money is safe here. Each account is highly secure and funds up to $250,000 are insured by the NCUA.
Access exclusive loan discounts just for opening a checking account — so you can pay less while earning more.
Commitment to Community
When our communities succeed, we all do. That’s why we put our money where our heart is: in the place we call home.
Elite Checking Rates
Requirements For Holding an Elite Checking Account:
$10 monthly fee waived when all of the following requirements are met:
- Direct Deposit into an Elite Checking Account
- eStatements on your Elite account
- 20 debit card or point of sale posted transactions required each calendar month to your Elite Checking Account*
- A minimum average daily balance of $5,000
Annual Percentage Yield (APY) is accurate as of date listed above and is subject to change without notice.
Elite Checking - Interest paid on balances up to to $15,000 when all the account requirements are met. No interest will be paid if average daily balance goes below $5,000. Elite Checking fee can be waived when all the requirements in the account are met. Fee is subject to change without notice.
For non-NECU transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of transaction. More than 30,000 surcharge-free ATMs in the U.S. and Canada are available through a network of CO-OP ATMs. Find a CO-OP ATM location here.
See our schedule of fees for details on fees and charges associated with Checking Accounts