Home Improvement Loans

Love your home even more.

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Make your home truly yours. A new pool, paint job, patio… whatever the home improvement project, we’re ready to help with financing that’s built around your plans.

Make Those Home Improvements Happen


No Equity Loan

Whether it’s as small as a new paint job or as big as renovating your basement, put your plan into action — no equity needed.

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Energy Efficiency Loan

Spend a little green to improve your home’s efficiency now — and save plenty on your energy bills down the line.*

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Home Heating Loan

Keep your home warm and cozy this winter while saving money with a home heating loan to pre-buy your oil for the season.

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*In order to move forward with the Energy Efficiency Loan, you must visit the NHSaves website to verify your eligibility and obtain a Loan Authorization Form from your utility provider. 

Home Improvement Loan Rates

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Loan Type Term APR As Low As Payment Per $1000
Home Heating Loan Up to 12-Months 5.69% $85.92
No Equity Loan Up to 60-Months 10.69% $23.50
Energy Efficiency Loan Up to 84-Months 2.00% $12.78
Energy Efficiency Loan - Eversource Customers Up to 84-Months 0.00% $12.78

Rates effective as of June 23, 2024

Let’s Bring Your Plan to Life

Give one of our Member Experience Specialists a call at888-436-1847