Home Equity Loan Rates

Home Equity Loan Second-Lien (RealSmart)

Term APR As Low As Loan To Value Ratio
Up to 60-Months 4.99% 81-90%

Term APR As Low As Loan To Value Ratio
84-Months 3.99% Up to 70%
84-Months 4.49% 71-80%
84-Months 5.49% 81-90%

Term APR As Low As Loan To Value Ratio
85-107-Months 4.49% Up to 70%
85-107-Months 4.99% 71-80%
85-107-Months 5.49% 81-90%

Term APR As Low As Loan To Value Ratio
108-120-Months 4.99% Up to 70%
108-120-Months 5.49% 71-80%
108-120-Months 5.49% 81-90%

Term APR As Low As Loan To Value Ratio
121-180 Months 5.49% Up to 70%
121-180 Months 5.99% 71-80%

Rates effective as of November 28, 2022

Home Equity Line of Credit (Interest Only)

Term APR As Low As Loan to Value Ratio
10-Year Draw Period/15-Year Payback Period 7.00% Up to 90%

Rates effective as of November 28, 2022

Home Equity Loan First-Lien (Home Advantage)

Term APR As Low As Loan To Value Ratio
15-Year 5.825% Up to 80%

Rates effective as of November 28, 2022

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