Whether you’re looking to vacation somewhere warmer, staying home and buying presents for the family, or in need of some small repairs to get your home winter-ready, our personal loan options offer competitive fixed rates and flexible terms to help fund your fun this holiday season.
Get Ready to Celebrate the Season.

Options that Match your Needs
Whether you need a small holiday loan to get presents under the tree, to fund a getaway, or to take care of small projects around the house, we have the options for you!

Fixed Low Rates
Keep the fun affordable with a low fixed rate — and know exactly how much you’ll pay over the life of your loan.

Flexible Terms and Refinance Options
Even more to celebrate. Whether you’re after flexible terms or a lower rate on an existing loan, you’ve got options.
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Fast and Easy Application
Because we’re local, we’re able to process your loan in no time flat. Apply today — and get ready for the holidays of your dreams.
Holiday Loan Rates
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Type | Term | APR as low as | Payment Per $1000 |
---|---|---|---|
Signature Loan (Personal) | Up to 60-Months | 10.69% | $22.65 |
Rates effective as of December 5, 2023
Finance your holiday needs with a payment that fits your budget.
Call a Member Experience Specialist at888-436-1847
Rates shown as an Annual Percentage Rate (APR) and is subject to change without notice. APR is accurate as of date listed above.
1. Rates include 0.10% discount for having a checking account with Northeast Credit Union, plus 0.10% discount for payments made through payroll deduction or automatic funds transfer from another Northeast account, plus 0.10% discount for having an active Northeast VISA credit card. Rates and amounts financed are determined by your personal credit history, account relationship and payment method. Other terms and rates may be available. All loans are subject to credit approval.
2. The terms of repayment, which reflects the repayment obligations over the full term of the loan. A payment example is 60 monthly payments of $21.60 per $1,000.00 borrowed.