Credit Builder Loans

Build your credit score - and savings.

Apply Today

Build your credit and financial opportunities will come. Whether you’re starting out or starting over, this loan is where it all begins. Build your credit — and grow your savings in the process.

How It Works:

Coins Icons_Papaya_100x100

The Amount Borrowed is Deposited into a Northeast Savings Account.


You Make Regular Payments on the Loan.

Credit Builder_Papaya_100x100

As You Repay on Time, You Establish a Positive Payment History, Improving Your Credit.

Features Built for Better Credit

Icon Alt

Loan Amounts from $500 to $2,000

How much do you want to earn? Choose your loan amount — once the borrowed sum is paid off, it becomes your own hard-earned money.

Icon Alt

Terms from 12 to 24 Months

Improve your score at your own pace. Whether you want to complete your loan at 1 year or take your time, our terms are flexible.

Icon Alt

Earn Dividends

As you build your credit, do the same with your savings — earn interest on the borrowed balance placed in your account.

Icon Alt

Fixed 7.99% Annual Percentage Rate (APR)

Making payments on time is simpler with a fixed rate. Know exactly how much you’ll need to pay each month.

Take the First Step Toward Better Credit

You’re just a click or call away. Speak with a Member Experience Specialist at888-436-1847

Credit Builder Loan FAQs