Whether you’re just starting to build credit or looking to get your number in the green, this card makes it simple. Save more with a low rate — and boost your score with every swipe.
Features Built Around You

Risk Free Borrowing
Your credit card is backed by your Northeast Savings Account 1 and reports to three major credit bureaus, so you can buy what you need — risk-free.

Low Interest Rate
We’re here to get you out of debt, not add to it. That’s why these cards include a low interest rate to help you save.

No Annual Fee
Why pay an annual fee when you don’t have to? Improve your credit without getting charged annually for your card.

24/7 Fraud Monitoring
Just like you protect your credit score, we protect your card. Each of your transactions is monitored around the clock.
Credit Builder Card Rate

Card Type | APR As Low As | Description |
---|---|---|
Secured (Credit Builder Credit Card) | 14.24% | Variable rate |
Rates effective as of September 29, 2023
Your Card Is Just a Click or Call Away
Let’s get your new card. Speak to a Member Experience Specialist at888-436-1847
Annual Percentage Rate (APR) accurate as of date listed above and subject to change.
See our schedule of fees for details on fees and charges associated with Credit Cards.
All loans are subject to credit approval. Qualifying purchases do not apply to cash advance, VISA convenience checks, ATM advances, advances for overdraft protection or advances via telephone banking or online banking. Please read the Credit card terms and conditions for your card type.
- Visa® Signature Credit Card
- Visa® Rewards Credit Card
- Visa® Preferred Credit Card
- Visa® Business Credit Card
- Visa® Classic Credit Card (not offered anymore)
- Visa® Platinum Credit Card (not offered anymore)
Credit Card program may be subject to change. Please read our Visa® Cardholder Agreement and Disclosure.