Credit Builder Credit Cards

Build your credit, one buy at a time.

Apply For a Secured Credit Card

Whether you’re just starting to build credit or looking to get your number in the green, this card makes it simple. Save more with a low rate — and boost your score with every swipe.

Features Built Around You

Dollar Sign Icons_Papaya_100x100

Risk Free Borrowing

Your credit card is backed by your Northeast Savings Account 1 and reports to three major credit bureaus, so you can buy what you need — risk-free.

Percentage Icons_Papaya_100x100

Low Interest Rate

We’re here to get you out of debt, not add to it. That’s why these cards include a low interest rate to help you save.

Coin Icons_Papaya_100x100

No Annual Fee

Why pay an annual fee when you don’t have to? Improve your credit without getting charged annually for your card.

Lock Icons_Papaya_100x100

24/7 Fraud Monitoring

Just like you protect your credit score, we protect your card. Each of your transactions is monitored around the clock.

Credit Builder Card Rate

woman drinking coffee_Image_600x429
Card Type APR As Low As Description
Secured (Credit Builder Credit Card) 8.99% Variable rate

Rates effective as of November 24, 2021

Your Card Is Just a Click or Call Away

Let’s get your new card. Speak to a Member Experience Specialist at888-436-1847