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Neighborly Advice

eChecking

NECU had our members' busy lifestyles in mind when we designed our fast, FREE, safe and secure, and always convenient eChecking1 account. You can even manage your finances in your pajamas (we won't tell):

  • Access your checking account online, from the privacy and convenience of your computer.
  • Manage your finances and pay bills online with CyberPay with just a few clicks
  • Save a trip to the bank with Direct Deposit
  • Earn the highest interest on your balance with a free account that pays you back.
  • Make point-of-sale and online purchases easy with the eChecking Visa Check/Debit Card.
  • Get discounted rates on consumer loans and make your dreams a reality!
  • Join your nature-loving New England neighbors and "go green." Cut down on paper waste (and chop down fewer trees!) with eStatements.
  • Enjoy great discounts on products and services from your favorite local and national merchants, through optional GenGold shopping savings program!


If you're on the go and need a checking account that's fast and easy, eChecking is right for you.

 

  • Free CyberTel Online Home Banking
  • Free CyberPay Online Bill Pay
  • A higher rate on balances up to $25,000
  • Discounted rates on consumer loans and RealSmartSM Home Equity Loans
  • Free first package of checks
  • Surcharge-free access to over 25,000 ATMs*
  • 10 Foreign ATM transactions per month**
  • No monthly maintenance fee
  • No minimum balance required

 


Choose an eChecking Account Today: Open your account online, stop by a branch, or call a member service representative toll-free at 1.888.436.1847

Click here to enroll your Visa Check/Debit card in Verified by Visa.

1The eChecking account is a variable rate account of 1.06% (1.07% Annual Percentage Yield [APY], as of 01/01/10) on balances of $0 to $25,000. A variable rate of 0.25% with an APY of 0.25% (effective as of 01/01/10) applies to all balances $25,000.01 and over. These variable rates may change after the account is opened. Our dividends are calculated day of deposit to day of withdrawal; compounded and paid on the last day of the month. If a member does not maintain active (active is defined as having used CyberPay in the last 3 months) CyberPay, eStatements, direct deposit and make a minimum of 10 purchases per month using their NECU check/debit card, the checking account will revert to Northeast Checking.


*More than 25,000 surcharge-free ATMs in the U.S. and Canada are available through a network of SUM and CO-OP ATMs.
** For non-NECU transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of transactions.

THIRD PARTY WEBSITES: Northeast Credit Union (NECU) does not provide, and is not responsible for, the product, service, or overall website content available at third party websites. NECU also advises members that NECU privacy policies do not apply to linked websites and that a viewers should consult the privacy disclosures on that site for further information.


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